# Rosemont: City-Wide Seller's Market Drives Regina Prices Higher Amid Financing Headwinds Regina's residential benchmark price hit $348,900 in August 2026, rising over three percent year-over-year amid a 71% sales-to-new-listings ratio. While this city-wide seller's market signals competitive conditions for Rosemont residents, national financing pressures and mortgage renewal costs present counterforces that may moderate local price growth. Published 2026-09-22. Evidence snapshot 2026-10-12. ## Key facts and reporting periods - Benchmark Price: 343900 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) - Benchmark Price: 348900 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) - Benchmark Price: 349800 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) - Benchmark Price: 356400 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) - Benchmark Price: 350200 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) - Benchmark Price: 345700 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) - Benchmark Price: 343700 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) - Benchmark Price: 336400 cad. Property type: All. Scope: Regina, SK. Reporting date: 2026-10-10. [Source](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) ## Market summary Regina's residential benchmark price hit $348,900 in August 2026, rising over three percent year-over-year amid a 71% sales-to-new-listings ratio. While this city-wide seller's market signals competitive conditions for Rosemont residents, national financing pressures and mortgage renewal costs present counterforces that may moderate local price growth. ## Central finding Regina's residential benchmark price reached $348,900 in August 2026, up over three percent year-over-year, while the city's sales-to-new-listings ratio stood at 71%, indicating a persistent seller's market. This city-wide condition suggests that buyers in Rosemont face competitive pricing and limited inventory, though no target-scoped transaction data confirms these dynamics at the neighbourhood level. Sources: [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra) [Regina Real Estate Stats - Regina Home Values](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) ## How the numbers connect Regina's residential benchmark price was $348,900 in August 2026, down slightly from $349,800 in July but over three percent higher than August 2025. Calculation: August 2026 benchmark price: $348,900. July 2026 benchmark price: $349,800. Year-over-year change: +3.3% (as reported). Definitions: Benchmark price is a constant-mix measure of value changes for residential properties in Regina. The observation period is August 2026, with the year-over-year comparison to August 2025. Limit: This calculation establishes the city-wide benchmark price level and its recent direction. It does not establish a target-locality price, sales volume, inventory level, or demand measurement for Rosemont. Sources: [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra) [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra/) ## Regina's Benchmark Price Rises Amid Tight Inventory Regina's residential benchmark price was $348,900 in August 2026, down slightly from $349,800 in July but over three percent higher than August 2025. This city-wide metric indicates sustained price appreciation despite a minor monthly dip. The sales-to-new-listings ratio in Regina stood at 71%, well above the 10-year average of 54%, confirming a seller's market where demand outpaces new supply. These figures are measured at the city level and do not establish a target-locality outcome for Rosemont. The persistent supply shortage in Regina favors sellers, as days on market averaged 30 compared to a 10-year norm of 48. For buyers in Rosemont, this city-wide dynamic suggests that available homes may command premium prices and sell quickly. Buyers should anticipate multiple offers and limited negotiation room based on the city's overall conditions. Sources: [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra) [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra/) [Regina Real Estate Stats - Regina Home Values](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) [Why Regina’s hot real estate market could continue to produce record prices in 2026 - Prince Albert Daily Herald](https://paherald.sk.ca/why-reginas-hot-real-estate-market-could-continue-to-produce-record-prices-in-2026/) ## Mortgage Renewals and Rate Pressures Shape Buyer Capacity As of September 18, 2026, the lowest available five-year fixed mortgage rate in Canada is 4.24%, while the Bank of Canada held its policy rate steady at 2.25%. Rising five-year Government of Canada bond yields near 3.65% are exerting upward pressure on fixed rates. Over the next year, the last of the five-year, fixed-rate mortgages taken out during the pandemic will come up for renewal, representing approximately 12% of all outstanding mortgages. On average, these borrowers can expect their monthly payments to increase by 15%, which may constrain buyer purchasing power nationally. These financing conditions apply across Canada and do not directly measure their impact on Rosemont. However, the mechanism suggests that as pandemic-era renewals conclude, some buyers may face reduced disposable income, potentially moderating demand in markets like Regina. The national trend of low mortgage delinquency rates (0.24%) indicates that most borrowers have absorbed higher payments, but individual circumstances in Rosemont may vary. Sources: [Royal LePage Blog | Canadian Real Estate News | Canada's housing market poised for a fall rebound after a slow spring - Royal LePage Blog | Canadian Real Estate News](https://blog.royallepage.ca/canadas-housing-market-poised-for-a-fall-rebound-after-a-slow-spring/) [Best mortgage rates Canada | Compare Canada mortgage rates | Ratehub.ca](https://www.ratehub.ca/best-mortgage-rates) [https://economics.td.com/RealEstate](https://economics.td.com/RealEstate) [Housing research, finance and mortgage insurance in Canada | CMHC](https://www.cmhc-schl.gc.ca/professionals) ## Provincial Permit Growth Signals Future Supply Potential Saskatchewan's building permits rose 14.7% in July 2026 to $324.3 million, with year-to-date growth through July 2026 reaching 16.2%. This increase in permit values indicates a notable acceleration in residential construction activity within the province during the summer of 2026. Building permits serve as a leading indicator of future housing supply, suggesting that new units may enter the market in the coming months, potentially easing inventory constraints in cities like Regina. The Canada Housing Infrastructure Fund requires communities with populations over 30,000 to implement zoning changes allowing four units as-of-right to qualify for funding. This policy condition aims to boost housing supply capacity and improve affordability metrics. While these provincial and national measures influence the broader housing landscape, they do not establish specific development outcomes or price effects in Rosemont. The increase in permits provides a basis for expecting more housing options in the future, but the timing and location of these new units remain uncertain. Sources: [Canada Housing Infrastructure Fund - Housing, Infrastructure and Communities Canada](https://housing-infrastructure.canada.ca/housing-logement/chif-fcil/index-eng.html) [Saskatchewan's Dashboard - Building Permits](https://dashboard.saskatchewan.ca/business-economy/housing-construction/building-permits) ## The strongest counter-case The national housing market is experiencing a stalled recovery with slight downward price pressure, as evidenced by the National Composite MLS Home Price Index remaining unchanged month-over-month but falling 3% year-over-year in August 2026. Additionally, pandemic-era mortgage renewals are expected to increase monthly payments by an average of 15% for approximately 12% of outstanding mortgages, which could dampen buyer demand and moderate price appreciation in Regina. Sources: [Royal LePage Blog | Canadian Real Estate News | Canada's housing market poised for a fall rebound after a slow spring - Royal LePage Blog | Canadian Real Estate News](https://blog.royallepage.ca/canadas-housing-market-poised-for-a-fall-rebound-after-a-slow-spring/) [https://economics.td.com/RealEstate](https://economics.td.com/RealEstate) ## Living here Rosemont contains two mapped schools: St. Francis Elementary School and Rosemont Community School. Five parks are mapped within the neighbourhood: Walker Crescent Park, Williams Crescent Park, Aberdeen Park, Rosemont School Park, and Rosemont Park. Fourteen transit stops are located in the area, including stops at 2nd Avenue @ Horace Street, 2nd Avenue @ Campbell Street, Mikkelson Drive @ Campbell Street, 2nd Avenue @ Aberdeen Street, 4th Avenue @ Campbell Street, 4th Avenue @ Horace Street, Horace Street @ 4th Avenue, 4th Avenue @ Fort Street, Horace Street @ North West Boulevard, North West Boulevard @ Horace Street, and McCarthy Boulevard @ 1st Avenue N. One recreation facility is also mapped. Sources: [St. Francis Elementary School](https://www.openstreetmap.org/way/35973269) ## The early signal Saskatchewan building permits rose 14.7% in July 2026 to $324.3 million, with year-to-date growth through July 2026 reaching 16.2%. How it reaches the market: Building permits indicate planned construction activity. An increase in permit values suggests future additions to housing stock, which can eventually ease inventory constraints and moderate price growth in markets like Regina where supply is currently tight. Typical lead time: Leading indicator of future housing supply and construction activity, typically moving several months ahead of completed units entering the market. Sources: [Saskatchewan's Dashboard - Building Permits](https://dashboard.saskatchewan.ca/business-economy/housing-construction/building-permits) ## Next 3 months, through December 2026 Prices: rising. Rising, with a potential increase of 1-3% for the city of Regina. This scenario is not a measured Rosemont result. Why: Regina's benchmark price of $348,900 in August 2026 and a 71% sales-to-new-listings ratio indicate strong seller leverage. The city-wide market is not measured at the Rosemont level, but the tight inventory suggests continued upward pressure on prices for available homes in the neighbourhood. Buyers: wait. Waiting allows buyers to monitor if the upcoming fall season brings more inventory, potentially improving negotiating power. However, acting now secures a home in a highly competitive market before further price increases. Sellers: list now. Sellers benefit from the current high demand and low inventory, which supports strong asking prices and quick sales. Waiting risks missing the peak of the seller's market conditions. Watch: A significant drop in the sales-to-new-listings ratio below 60% or a notable increase in active listings in Regina would signal a shift toward a balanced market, reducing seller leverage. Confidence: moderate. Sources: [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra) [Regina Real Estate Stats - Regina Home Values](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) ## Next 6 months, through March 2027 Prices: flat. Flat to slightly rising, with a potential range of -1% to +2% for the city of Regina. This scenario is not a measured Rosemont result. Why: The impact of pandemic-era mortgage renewals, with an average 15% payment increase for 12% of mortgages, may begin to affect buyer affordability. However, low delinquency rates suggest most borrowers can manage. Regina's benchmark price is expected to remain stable or rise modestly as the city adjusts to these financing pressures. Buyers: either way. Buyers should assess their financial resilience against potential rate hikes. Those with strong finances can act now, while others may wait to see if increased inventory eases competition. Sellers: either way. Sellers should price competitively to attract buyers who may be cautious about financing costs. Waiting may allow for better market timing if inventory increases. Watch: A rise in mortgage delinquency rates above historical averages or a significant decrease in sales volume in Regina would indicate weakening demand and potential price declines. Confidence: low. Sources: [Royal LePage Blog | Canadian Real Estate News | Canada's housing market poised for a fall rebound after a slow spring - Royal LePage Blog | Canadian Real Estate News](https://blog.royallepage.ca/canadas-housing-market-poised-for-a-fall-rebound-after-a-slow-spring/) [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra) ## Next 12 months, through September 2027 Prices: flat. Flat, with a potential range of -2% to +1% for the city of Regina. This scenario is not a measured Rosemont result. Why: Long-term trends depend on the pace of new housing completions and the sustained impact of mortgage renewals. Saskatchewan's building permit growth suggests future supply increases, which could moderate price growth. Regina's market may stabilize as new inventory enters the market, balancing the previous seller's advantage. Buyers: wait. Waiting allows buyers to benefit from potential increases in housing supply and possible easing of financing pressures. This approach reduces the risk of overpaying in a cooling market. Sellers: wait. Sellers may find it advantageous to wait for a more balanced market where buyer demand is less intense, potentially leading to more sustainable pricing and longer-term value retention. Watch: A sustained increase in housing starts and completions in Saskatchewan, coupled with a decline in Regina's benchmark price, would confirm a shift toward a buyer's market. Confidence: low. Sources: [Saskatchewan's Dashboard - Building Permits](https://dashboard.saskatchewan.ca/business-economy/housing-construction/building-permits) [https://economics.td.com/RealEstate](https://economics.td.com/RealEstate) Assumptions: National mortgage delinquency rates remain low, allowing most borrowers to absorb payment increases without defaulting; Federal infrastructure funding programs continue to support housing-related projects in Saskatchewan; No major new housing developments specific to Rosemont are approved or constructed in the next 12 months. What would reverse this: A significant increase in mortgage delinquencies due to the pandemic-era renewal wave, combined with a sharp rise in interest rates, could reduce buyer purchasing power and lead to a decline in Regina's benchmark prices. Alternatively, a substantial increase in new housing completions in the city could ease inventory constraints and moderate price growth. Sources: [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra) [Regina Real Estate Stats - Regina Home Values](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/) [Royal LePage Blog | Canadian Real Estate News | Canada's housing market poised for a fall rebound after a slow spring - Royal LePage Blog | Canadian Real Estate News](https://blog.royallepage.ca/canadas-housing-market-poised-for-a-fall-rebound-after-a-slow-spring/) [Saskatchewan's Dashboard - Building Permits](https://dashboard.saskatchewan.ca/business-economy/housing-construction/building-permits) [https://economics.td.com/RealEstate](https://economics.td.com/RealEstate) ## Sources - [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra): Source reference date 20 September 2026 (observation period not stated). Scope: city, Regina, SK. - [Regina Real Estate Stats - Regina Home Values](https://www.reginahomesforsale.com/blog/regina-real-estate-market-statistics/): Source reference date 20 September 2026 (observation period not stated). Scope: city, Regina, SK. - [Saskatchewan REALTORS® Association SRA | CREA Statistics](https://stats.crea.ca/board/sra/): Source reference date 20 September 2026 (observation period not stated). Scope: city, Regina, SK. - [Royal LePage Blog | Canadian Real Estate News | Canada's housing market poised for a fall rebound after a slow spring - Royal LePage Blog | Canadian Real Estate News](https://blog.royallepage.ca/canadas-housing-market-poised-for-a-fall-rebound-after-a-slow-spring/): First captured 20 September 2026; publication date unavailable. Scope: National, CA. - [https://economics.td.com/RealEstate](https://economics.td.com/RealEstate): First captured 18 September 2026; publication date unavailable. Scope: National, CA. - [Why Regina’s hot real estate market could continue to produce record prices in 2026 - Prince Albert Daily Herald](https://paherald.sk.ca/why-reginas-hot-real-estate-market-could-continue-to-produce-record-prices-in-2026/): First captured 20 September 2026; publication date unavailable. Scope: City, Regina, SK. - [Best mortgage rates Canada | Compare Canada mortgage rates | Ratehub.ca](https://www.ratehub.ca/best-mortgage-rates): First captured 20 September 2026; publication date unavailable. Scope: National, CA. - [Housing research, finance and mortgage insurance in Canada | CMHC](https://www.cmhc-schl.gc.ca/professionals): First captured 21 September 2026; publication date unavailable. Scope: city; National, CA. - [Canada Housing Infrastructure Fund - Housing, Infrastructure and Communities Canada](https://housing-infrastructure.canada.ca/housing-logement/chif-fcil/index-eng.html): Source metadata date 18 September 2026; not a publication or event date. Scope: National, CA. - [Saskatchewan's Dashboard - Building Permits](https://dashboard.saskatchewan.ca/business-economy/housing-construction/building-permits): Source metadata date 18 September 2026; not a publication or event date. Scope: scope unavailable. - [St. Francis Elementary School](https://www.openstreetmap.org/way/35973269): date unavailable. Scope: neighbourhood. Prepared by Aurynge with AI-assisted research and writing. See /methodology for the evidence and publication policy.