# Kissick: Detached Home Prices Rise 2.7% in Kamloops District While Townhomes Fall 4.1% In the Kamloops and District region, single detached home benchmark prices rose 2.7% year-over-year to $684,000 in July 2026, while townhome benchmark prices fell 4.1% to $510,000. These city-level figures are not measurements of the Kissick neighbourhood; they provide the broader market context against which local conditions are assessed. Published 2026-10-11. Evidence snapshot 2026-10-12. ## Key facts and reporting periods - Benchmark Price: 510000 cad. Property type: Townhouse. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml) - Benchmark Price: 371300 cad. Property type: Condominium. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml) - Benchmark Price: 510000 cad. Property type: Townhouse. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml/) - Benchmark Price: 371300 cad. Property type: Condominium. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml/) - Sales Volume: 1496 count. Property type: All. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml) - Sales Volume: 254 count. Property type: All. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml) - Sales Volume: 1496 count. Property type: All. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml/) - Sales Volume: 254 count. Property type: All. Scope: Kamloops, BC. Reporting date: 2026-10-10. [Source](https://stats.crea.ca/board/kaml/) ## Market summary In the Kamloops and District region, single detached home benchmark prices rose 2.7% year-over-year to $684,000 in July 2026, while townhome benchmark prices fell 4.1% to $510,000. These city-level figures are not measurements of the Kissick neighbourhood; they provide the broader market context against which local conditions are assessed. ## Central finding The Kamloops and District market shows a 6.8 percentage point divergence in price momentum between detached and attached housing types, with single-family values rising and townhome values falling. This split suggests that demand for detached homes remains resilient while attached housing faces downward pressure, a dynamic that Kissick residents should monitor as they navigate the local transactional landscape. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) ## How the numbers connect The percentage point spread between single detached and townhome benchmark price changes in the Kamloops and District region. Calculation: 2.7% (single detached increase) - (-4.1%) (townhome decrease) = 6.8 percentage points Definitions: Year-over-year change in CREA benchmark prices for single detached homes and townhomes in the Kamloops and District region, July 2026. Limit: This calculation compares price momentum between two housing types at the city level; it does not measure Kissick-specific price changes or transaction volumes. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) ## Kamloops District Market Conditions In the Kamloops and District region, single detached home benchmark prices rose 2.7% year-over-year to $684,000 in July 2026, while townhome benchmark prices fell 4.1% to $510,000 over the same period. This 6.8 percentage point spread indicates a divergence in price momentum between detached and attached housing types within the Kamloops and District market. The region recorded 254 residential sales in July 2026, a 1.6% decrease from the same month in 2025, alongside 457 new listings and 1,479 active listings. These city-level figures are not measurements of the Kissick neighbourhood; they provide the broader market context against which local conditions are assessed. For a buyer or seller in Kissick, the Kamloops and District data suggests that detached home values are holding firm while attached housing types face downward price pressure. The 1,479 active listings in the Kamloops and District region represent a 1.8% year-over-year decrease, indicating that supply is not building up rapidly across the broader market. This stable inventory level implies that Kissick sellers of detached homes may benefit from similar regional demand patterns, while sellers of townhomes or apartments should anticipate slower price appreciation or potential declines consistent with the Kamloops and District trend. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) ## National financing conditions and renewal cycles Canadian mortgage holders are approaching the end of a multi-year renewal cycle rooted in ultra-low pandemic-era rates. Over the next year, the last of the five-year, fixed-rate mortgages taken out during the pandemic will come up for renewal, representing approximately 12% of all outstanding mortgages according to the Bank of Canada. On average, these borrowers can expect their monthly payments to increase by 15%. As of the fourth quarter of 2025, the national mortgage delinquency rate in Canada is 0.24%, indicating that most borrowers have successfully absorbed higher payments or refinanced without falling behind. TD Economics projects that national sales will continue to rise through the second half of 2026, supported by pent-up demand and lower bond yields, though levels are expected to remain below pre-pandemic norms until late 2027. Ratehub.ca reports that the lowest available 3-year fixed mortgage rate in Canada as of September 17, 2026, is 4.19%, offered by a Big 6 Bank with an estimated monthly payment of $2,120. These national financing conditions and renewal dynamics do not establish specific demand, price, or inventory outcomes for Kissick, Kamloops. Sources: [Royal LePage Blog | Canadian Real Estate News | Canada's housing market poised for a fall rebound after a slow spring - Royal LePage Blog | Canadian Real Estate News](https://blog.royallepage.ca/canadas-housing-market-poised-for-a-fall-rebound-after-a-slow-spring/) [https://economics.td.com/RealEstate](https://economics.td.com/RealEstate) [Best 3-year fixed mortgage rates - Canada mortgage rates - Ratehub.ca](https://www.ratehub.ca/best-mortgage-rates/3-year/fixed) ## Provincial Rental Regulation and National Delivery Deadlines The Province of British Columbia has implemented the Short-Term Rental Accommodations Act to address housing shortages by regulating short-term rental units and returning them to the long-term rental market. This legislative action operates at the provincial level, establishing a regulatory framework that influences the composition of available rental inventory across BC communities. For Kissick, the significance of this policy lies in its potential to shift unit availability from temporary occupancy to sustained residential use, thereby affecting the local balance between short-term and long-term housing options. At the national level, the Canada Housing Infrastructure Fund sets specific completion deadlines for supported projects, with the Direct Delivery stream requiring substantial completion by September 2031 and the PT Agreement stream by September 2033. These federal timelines provide a structural benchmark for housing delivery across Canada. While these dates define the broader policy environment, they do not specify project locations or unit counts within Kamloops or Kissick. The interaction between provincial rental regulations and federal infrastructure funding creates a dual mechanism where long-term supply is encouraged through investment deadlines while short-term market distortions are addressed through legislative control. Sources: [B.C.'s short-term rental legislation - Province of British Columbia](https://www2.gov.bc.ca/gov/content/housing-tenancy/short-term-rentals/short-term-rental-legislation) [Canada Housing Infrastructure Fund - Housing, Infrastructure and Communities Canada](https://housing-infrastructure.canada.ca/housing-logement/chif-fcil/index-eng.html) ## Kamloops' MOU Commitments for Shelter Land and Permitting Kamloops is one of fifteen local governments in British Columbia that have signed Memoranda of Understanding with the Province under the HEART and HEARTH initiatives, announced in 2023 as part of the Belonging in BC Homelessness Plan. These agreements require municipal partners to identify available land and accelerate rezoning and permitting approvals for new shelter and temporary housing projects. The commitment is a procedural obligation to expedite administrative steps, not a guarantee of construction timelines or unit delivery. For realtors operating in Kissick, this distinction matters because the MOU framework addresses non-market shelter infrastructure rather than private residential inventory. The mechanism connects provincial policy to municipal administrative action by streamlining the approval process for specific shelter projects, but it does not alter the supply dynamics of single-family homes or market-rate rentals that define the neighbourhood's transactional landscape. The planning-stage nature of these commitments means they do not establish a direct link to residential sales, inventory levels, or price movements in Kissick. While the Province relies on these agreements to reduce bureaucratic friction for shelter development, the source does not specify which parcels in Kamloops have been designated under this initiative, nor does it confirm that any rezoning or permitting approvals have been completed. This creates a clear boundary between policy intent and realized market outcomes. A competing explanation for local housing pressure must therefore look to private sector delivery and financing conditions rather than provincial shelter MOUs. Until specific project sites are identified and permits issued, the HEART and HEARTH framework remains a background administrative process that does not materially affect buyer leverage or seller pricing power in Kissick. Sources: [Encampment & Homelessness Response: HEART & HEARTH | BC Housing](https://www.bchousing.org/projects-partners/housing-provider-info/HEART-HEARTH) ## The strongest counter-case The Kamloops and District region recorded 254 residential sales in July 2026, a 1.6% decrease from the same month in 2025, alongside a 1.8% year-over-year decrease in active listings to 1,479. This stable inventory level suggests that supply is not building up rapidly, which could support price stability across all housing types rather than the observed divergence. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) ## The early signal Median days on market for sold single detached homes in the Kamloops and District region. How it reaches the market: An increase in median days on market indicates that buyers are taking longer to make decisions, which can signal weakening demand or increased buyer leverage. This measure moves before price changes as sellers adjust their asking prices in response to slower absorption. Typical lead time: Days on market typically lead price changes by one to two months, as sellers respond to prolonged listing periods by reducing prices or improving terms. Sources: [Kamloops and District Market Conditions | CREA Statistics](https://stats.crea.ca/mls/kaml-market-conditions) ## Next 3 months, through December 2026 Prices: flat. 0% to 1% for single detached homes; -1% to 0% for townhomes in the Kamloops and District region. Why: The July 2026 data shows a 2.7% year-over-year increase in single detached benchmark prices and a 4.1% decrease in townhome benchmark prices. The stable inventory level of 1,479 active listings suggests that supply is not building up rapidly, supporting price stability in the short term. Buyers: either way. Buyers have leverage in the townhome segment due to falling prices, while detached home buyers face a stable market with limited inventory growth. Acting now allows buyers to secure properties at current price levels before potential seasonal adjustments. Sellers: wait. Sellers of townhomes should wait for potential price stabilization, while sellers of detached homes can list now given the strong demand and limited inventory. Waiting may allow sellers to benefit from any seasonal price increases in the detached segment. Watch: A significant increase in active listings or a decrease in median days on market would indicate a shift in market dynamics, potentially leading to price changes. Confidence: moderate. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) ## Next 6 months, through March 2027 Prices: rising. 1% to 2% for single detached homes; -2% to 0% for townhomes in the Kamloops and District region. Why: The continued divergence between detached and attached housing types, combined with stable inventory levels, suggests that detached home prices will continue to rise while townhome prices stabilize. The national financing conditions, including the 4.19% 3-year fixed mortgage rate, support buyer demand for detached homes. Buyers: buy now. Buyers of detached homes should act now to secure properties before potential price increases, while buyers of townhomes can wait for further price stabilization. Acting now allows buyers to benefit from the current market conditions and limited inventory growth. Sellers: list now. Sellers of detached homes should list now to capitalize on strong demand and rising prices, while sellers of townhomes can wait for potential price stabilization. Listing now allows sellers to benefit from the current market conditions and limited inventory growth. Watch: A significant increase in mortgage rates or a decrease in buyer demand would indicate a shift in market dynamics, potentially leading to price changes. Confidence: moderate. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) [Best 3-year fixed mortgage rates - Canada mortgage rates - Ratehub.ca](https://www.ratehub.ca/best-mortgage-rates/3-year/fixed) ## Next 12 months, through September 2027 Prices: rising. 2% to 3% for single detached homes; -3% to 0% for townhomes in the Kamloops and District region. Why: The continued divergence between detached and attached housing types, combined with stable inventory levels and national financing conditions, suggests that detached home prices will continue to rise while townhome prices stabilize. The HEART and HEARTH initiatives may provide additional support for housing supply in the long term. Buyers: buy now. Buyers of detached homes should act now to secure properties before potential price increases, while buyers of townhomes can wait for further price stabilization. Acting now allows buyers to benefit from the current market conditions and limited inventory growth. Sellers: list now. Sellers of detached homes should list now to capitalize on strong demand and rising prices, while sellers of townhomes can wait for potential price stabilization. Listing now allows sellers to benefit from the current market conditions and limited inventory growth. Watch: A significant increase in mortgage rates, a decrease in buyer demand, or a change in provincial rental regulations would indicate a shift in market dynamics, potentially leading to price changes. Confidence: low. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) [B.C.'s short-term rental legislation - Province of British Columbia](https://www2.gov.bc.ca/gov/content/housing-tenancy/short-term-rentals/short-term-rental-legislation) [Encampment & Homelessness Response: HEART & HEARTH | BC Housing](https://www.bchousing.org/projects-partners/housing-provider-info/HEART-HEARTH) Assumptions: The Kamloops and District market conditions will continue to reflect the broader national financing conditions and provincial rental regulations; The HEART and HEARTH initiatives will not materially affect buyer leverage or seller pricing power in Kissick in the short term. What would reverse this: A significant increase in mortgage rates or a decrease in buyer demand would indicate a shift in market dynamics, potentially leading to price changes. A change in provincial rental regulations could also affect the local balance between short-term and long-term housing options. Sources: [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml) [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/) [B.C.'s short-term rental legislation - Province of British Columbia](https://www2.gov.bc.ca/gov/content/housing-tenancy/short-term-rentals/short-term-rental-legislation) ## Sources - [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml): Source reference date 20 September 2026 (observation period not stated). Scope: city, Kamloops, BC. - [Association of Interior REALTORS® - Kamloops branch | CREA Statistics](https://stats.crea.ca/board/kaml/): Source reference date 20 September 2026 (observation period not stated). Scope: city, Kamloops, BC. - [Royal LePage Blog | Canadian Real Estate News | Canada's housing market poised for a fall rebound after a slow spring - Royal LePage Blog | Canadian Real Estate News](https://blog.royallepage.ca/canadas-housing-market-poised-for-a-fall-rebound-after-a-slow-spring/): First captured 20 September 2026; publication date unavailable. Scope: National, CA. - [https://economics.td.com/RealEstate](https://economics.td.com/RealEstate): First captured 18 September 2026; publication date unavailable. Scope: National, CA. - [Best 3-year fixed mortgage rates - Canada mortgage rates - Ratehub.ca](https://www.ratehub.ca/best-mortgage-rates/3-year/fixed): First captured 20 September 2026; publication date unavailable. Scope: National, CA. - [B.C.'s short-term rental legislation - Province of British Columbia](https://www2.gov.bc.ca/gov/content/housing-tenancy/short-term-rentals/short-term-rental-legislation): Source metadata date 17 September 2026; not a publication or event date. Scope: scope unavailable. - [Canada Housing Infrastructure Fund - Housing, Infrastructure and Communities Canada](https://housing-infrastructure.canada.ca/housing-logement/chif-fcil/index-eng.html): Source metadata date 18 September 2026; not a publication or event date. Scope: National, CA. - [Encampment & Homelessness Response: HEART & HEARTH | BC Housing](https://www.bchousing.org/projects-partners/housing-provider-info/HEART-HEARTH): First captured 20 September 2026; publication date unavailable. Scope: City, Kamloops, BC. - [Kamloops and District Market Conditions | CREA Statistics](https://stats.crea.ca/mls/kaml-market-conditions): Observation reference period: 30 June 2026. Scope: city, Kamloops, BC. Prepared by Aurynge with AI-assisted research and writing. See /methodology for the evidence and publication policy.